Convenient Services


Send & Receive money with Zelle. Access Zelle through your online banking (located in the Services tab, under Bill Pay) or mobile app (located under Quick Links).

Services Transaction Limit Daily Limit Limit Per Rolling 30-days
Request Money ($5 min/trxn) $2,000 $2,000 $5,000
Send Money ($5 min/trxn) $1,000 $1,000 $3,000

Send money up to 15 times or Request money up to 10 times per rolling 30-days.

Online Banking

Manage your account and monitor transactions at your convenience, anywhere and anytime 24/7.

Online Banking features include

  • View & Monitor Account Balances
  • Re-Order Checks
  • Transfer Funds View Statements
  • Apply for Loans
  • View Statements
  • Make Loan & Credit Card Payments
  • Transfer Funds to Another Member (Click to Learn How)

We’ve made banking online even safer with encryption and Multi-Factor Authentication. These features prevent hackers from obtaining your account information and prevents them from fraudulently accessing your account online.

Home Banking also allows you to access:

  • E-Alerts
  • E-Statements
  • Bill Payer

Signing up is simple and fast!

How to Enroll in Online Banking

Get Started

Mobile Banking

Now, you can manage your money anytime, anywhere—Mobile banking is truly banking at your fingertips. It’s FREE*, convenient, flexible and safe. It’s convenience you can @PPrecitate! Members must first enroll and login to online banking in order to utilize mobile banking.


Download the Mobile Banking app from your app store!


In Branch Services

  • Money Orders
  • Cashier's Checks
  • Notary Service
  • Check Ordering
  • Wire Transfers
  • Night Deposit
  • Gift Cards
  • Cash Advances
  • Coin Machine

Coin Machine

Quickly convert your loose change into cash when visiting a coin machine enabled branch. This freature is FREE to all United Community Members. Coin machine's are availble at the Crosby and Normandy branch.  

* An 8% fee applies to all non-member transactions. 

Wire Transfer

When you need to move money from a United Community account to another person or account; the quickest way is to send a wire transfer.  Wire Transfers can be a helpful tool when sending large amounts of money to another financial institution or country.

Download Wire Transfer Form

Personal Checks

Reordering checks is easy with United Community, reorder your checks online today.

First time ordering checks? Stop by any United Community branch location to order your checks today! Only reorders can be processed online. 


United Community offers a variety of digital and in-branch services to help make managing your finances more convenient.

Digital Services

  • Digital Banking
  • Debit Card
  • Pay Direct
  • Bill Payer
  • E-Statements
  • E-Alerts

Debit Card

By simply opening a United Community checking account, you have access to a free Visa Debit Card. Our Visa Debit Card offers an easy way to access your credit union account to withdraw cash and access other services and it’s accepted anywhere Visa is accepted.

You can travel virtually anywhere and pay without cash and there’s no interest because the money is withdrawn directly from your checking account.

Call 1-800-567-3451 to Activate or PIN your United Community debit card. 

Mobile Wallet

What is a mobile wallet? Mobile wallet offers a quick, easy and secure way to make payments. Instead of swiping or inserting a traditional card, you can use your mobile device to pay for purchases. But first, you'll have to get your card set up on your device!

How do I set up my mobile wallet? There are several different types to choose from depending on your device, including Apple Pay®*, Google Pay*, and Samsung Pay©*. Simply download your preferred mobile wallet app from your phone's app store, follow the steps and add your eligible credit card of choice. Then call 844-646-5467 to verify your card. Once verified, you may begin using your mobile wallet in stores, online and for in-app purchases.

Is my mobile wallet safe? Shop confidently knowing that when using your United Community Card via the wallet app, there are three layers of protection. 

  1. Secure device
    Biometric data, like a fingerprint, face recognition or a device PIN mean no one can pay on your device without your authorization.
  2. Encrypted details
    To make sure transactions are safe from fraud, your Card details are never stored on your phone. Instead, your device is given a unique token that’s then sent to the seller.
  3. Fraud protection and alerts
    You’ll have the same Fraud Protection as you have on your physical card. You can also set up alerts that let you know if anything odd or unusual happens to your account.

Pay Direct

United Community offers Pay Direct, a fast and convenient way to pay your UCCU loan from an external financial institution on a recurring basis; weekly, bi-weekly or monthly.

Print and Complete the Form

Direct Deposit

Direct Deposit is a secure way to automatically deposit your paycheck, retirement check or other reoccurring income while saving you time and money.  Funds are available the same day the check is issued.

Provide your employer with a voided check and our Direct Deposit Form.

Direct Deposit Form

Online Loan Payments

Use the Web Payments Center to quickly and securely make your loan or credit card payments using funds from another checking or savings account or debit/credit card.

NOTE: A $12 flat fee will apply.

Get Started


Set up electronic alerts to notify you of high and/or low balances, when a check clears, a payment is due, a deposit is posted and more.

Log into Home Banking and sign up for e-Alerts today.


Review your account statements online at any time.  Statements are posted monthly in printer-friendly format and can easily be printed or saved to your computer for later use.

To switch to e-statements, simply login to online banking and click on the E-Statements link located under the Services tab.

Bill Pay

Accessible through our Online Banking, Bill Pay allows you to make payments of up to $5,000, per transaction. Our team monitors your Bill Pay transactions to mitigate fraud for free. Bill Pay's Member Support line can be reached at 833-405-0518 from 6 A.M. to 12 A.M. Monday-Sunday.

Overnight Fee. There is a $14.95* per transaction fee for overnight checks. The payment is remitted as a check and is sent via UPS Overnight Delivery. Once remitted, the UPS tracking number is emailed to the subscriber. The cutoff time is 3 P.M. CT for next business day delivery.

Same Day Fee. There is a $9.95* per transaction fee for same day payments to select payees. The payment is remitted electronically and cannot be canceled once scheduled. The cutoff time can be as late as 9 P.M. CT; however, can vary by biller.

Account to Account Transfer (A2A). Outbound transfers: $2.00 fee per transfer; Inbound transfers are FREE. A2A transfers may take 3 to 5 business days to clear. This service allows subscribers to transfer funds to/from their UCCU checking account to/from their checking account that they have with another financial institution. The cutoff time is 9 P.M. CT.

*Fees subject to change without notice.