Savings Accounts

It’s never too early or late to begin saving with United Community Credit Union. A minimum $5 deposit is all it takes to get started as a United Community Member.

Additional Account Features Include:

  • No Minimum Opening Balance
  • No Maintenance or Service Fees
  • Unlimited Deposits
  • Interest-bearing account*

Disclosure: The dividend rate and Annual Percentage Yield may change after account opening. Interest is compounded on your average daily balance and credited quarterly. Minimum $500 average daily balance required to earn interest.

Our Youth Account is specially designed for young savers, ages 17 and under. When kids learn smart savings habits at an early age, they are better equipped to manage their finances as adults.

Our Christmas Club Account is perfect for saving for the holidays. Contribute money throughout the year and earn dividends with withdrawals becoming available only in November, just in time for the holidays.

Minimum Daily Balance Dividend Rate Annual Percentage Yield (APY)
$500 0.05% 0.05%
$5,000 0.10% 0.10%
$10,000 0.15% 0.15%
$25,000 0.25% 0.25%

Disclosure: The dividend rate and Annual Percentage Yield may change after account opening. Interest is compounded on your average daily balance and credited quarterly. Minimum $500 average daily balance required to earn interest.

Click Here for Current Rates