Current Rates

Rates are effective as of April 30, 2024

The following rates are subject to change at any time without notice. Your loan rate will be based on your qualifications including credit history.

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Vehicles (New and Used)

Loan Length	APR*
48-84 Months	As Low As 4.74%

Max discount of .75% assumed. Discounts offered for automatic payments, down payment, CU buyer program, GAP, Warranty and Credit Insurance.
*APR = Annual Percentage Rate.

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Signature

Loan Length	APR*
Up To 60 Months	As Low As 9.69%

Max discount of 0.30% assumed. Discounts offered for automatic payments and credit insurance.
*APR = Annual Percentage Rate.

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Motorcycles and ATV's

Loan Length	APR*
Up to 84 Months	As Low As 5.99%

Max discount of 0.50% assumed. Discounts offered for auto payments, down payment, GAP, Warranty and Credit Insurance.
*APR = Annual Percentage Rate.

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Motor Homes, Travel Trailers & RV's

Loan Length	APR*
Up To 120 Months	As Low As 6.49%

Max discount of 0.50% assumed. Discounts offered for auto payments, down payment, GAP, Warranty and Credit Insurance.
*APR = Annual Percentage Rate.

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Boats and Jet Skis

Loan Length	APR*
Up To 120 Months	As Low As 6.49%

Max discount of 0.50% assumed. Discounts offered for auto payments, down payment, GAP, Warranty and Credit Insurance.
*APR = Annual Percentage Rate.

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Share Secured

Loan Length	APR*
12-Months	3.00% Over Dividend Rate

*APR = Annual Percentage Rate.

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Certificate Secured

Loan Length	APR*
Term of CD	3.00% Over CD Rate

*APR = Annual Percentage Rate.

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Tractors, Trailers, & Equipment

Loan Length	APR*
Up To 48 Months	As Low As 7.69%

Max discount of 0.30% assumed. Discounts offered for automatic payments and down payment.
*APR = Annual Percentage Rate.

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Home Equity

Account Type	APR*
Call today for current rates at 713-674-5778.

*APR = Annual Percentage Rate.

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VISA Platinum Credit Card

Account Type	APR*
Platinum	As Low As 11.99%

*APR = Annual Percentage Rate.

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Mortgage Loans

Account Type	APR*
Call today for current rates at 713-674-5778.

Purchase Or Refinance
*APR = Annual Percentage Rate.

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Rates are effective as of September 02, 2025 and are subject to change daily.

All rates are expressed as Annual Percentage Yield (APY).  Rates are subject to change daily without notice.

Certificate Rates

Account Type	Minimum	Term	APY*
06 Month Certificate	$1,000	06 Months	3.187%
12 Month Certificate	$1,000	12 Months	3.444%
18 Month Certificate	$1,000	18 Months	3.341%
24 Month Certificate	$1,000	24 Months	3.136%
36 Month Certificate	$1,000	36 Months	3.085%
48 Month Certificate	$1,000	48 Months	3.034%
60 Month Certificate	$1,000	60 Months	3.034%

$1,000.00 Minimum To Open Account.
*APY = Annual Percentage Yield

Savings Calculators

Savings Accounts

Account Type	APY*
From $500.00	0.05%
From $5,000.00	0.10%
From $10,000.00	0.15%
From $25,000.00	0.25%

Minimum Daily Balance Required To Obtain The Interest Is $500.00
*APY = Annual Percentage Yield.