Skip a Pay

Summer Skip-A-Pay is back!

United Community members are now able to apply to skip their June loan payment(s) by completing the form below. 

Applications must be submitted no later than May 24th . The Skip-A-Pay Fee is $30 to skip one loan or $50 to skip multiple loans. A valid method of payment must be available in the designated United Community account in order for processing to take place. 

Please Note: Skip-A-Pays may not exceed 5 skips for the duration of the loan. Cannot have been approved for an extension within the last 12 months.

Your application has been successfully submitted when the application page is replaced with "Thank you for submitting the Skip-A-Pay form."

If your application information remains on the screen after clicking submit, the application has not been submitted. To re-submit, review application details and required security question answer then click submit again.

Thank you for choosing to #BeUnited!

Personal Information

Choose which month you'd like to skip

Please select which month you would like to skip. Please note all loans must be skipped within the same month and you may only skip one month of loan payment(s).

Please apply Skip a Pay Option to (at least one is required):


Loan(s) paid using an automated payment method?

Examples of an automated payment method include: direct deposit, payroll deduction, ACH, automatic transfer. Please be advised in some cases your automatic payment may not be stopped prior to your loan due date.  In these instances funds will be available in the primary members savings account.

Skip-a-Pay Fee

Please select a method to pay the processing fee for your skipped payment(s). Skip-a-Pay fee is $30 to skip one loan payment OR $50 to skip multiple loan payments. Please be advised funds must be available in the designated United Community account for your skip(s) to be processed.
Please only choose one account.

Terms & Conditions

By electronically signing and submitting, you authorize United Community Credit Union to extend your loan term(s) by one month. The signature of one account owner will provide authorization for all account holders. Interest will continue to accrue on your loan(s) during the month that you skip your payment(s). All Deposit accounts must also be in good standing and not overdrawn, only accounts in good standing will be processed. All loans must be skipped within the same month and members may only skip one month of loan payments. Loans eligible for this program are limited to Personal and Auto Loans. You understand that any payment(s) skipped, or interest accrued as a result of this skip, may not be covered under your GAP Policy or Credit Insurance Policy, if applicable. Loan payment funds will be credited to your primary savings account if your Skip-a-Pay request is not processed prior to your loan due date. Offer ends and all applications must be received by the promotion deadline listed above. No exceptions will be made past this due date.

Electronic Signature (type full name)


Is two > than seven? (true/false)