United Community Blog

Credit adds flexibility to planning and makes it possible to pay for expensive items over a period of time. Although it is very easy to take on more debt than you can afford, if you borrow wisely, you can come out ahead and achieve your financial goals quickly and affordably. Learn more.

Your Guide to Paying Down Debt

Racking up debt can be too easy. If left unchecked, debt can skyrocket and feel unmanageable. Fortunately, there is hope. With a few manageable strategies, you can get debt under control – and we can help! Learn more.

Build and Repair Credit Step by Step

Diligently building good credit is one way to grant yourself access to the resources you need to live your best life – but how do you do it, and what steps can you take to repair damaged credit? Whether you are just starting to build credit for the first time or need to improve your score, you can take several achievable steps, and we can break them down for you. Learn more.

5 tips for financial fitness

Fitness is often thought of as a purely physical thing, measured by whether you can endure vigorous exercise or exhibit muscular strength. However, financial fitness is just as crucial to your happiness as physical fitness. Achieving financial fitness better allows you to reach your goals and live the life you want.

Spend Smartly
Preparing for the holidays in the economy

The holiday shopping season is on its way – and even though the economy may be taking a downward turn, you can have a merry season without blowing your own financial forecast. The key is to incorporate smart spending strategies into your holiday planning.

Whether you want to simplify your finances or improve your credit, join us as we discuss how powerful of a tool debt consolidation can be under the right circumstances. 

Before you can prepare for a recession, it’s important to know what it is.

A recession is when the country's economy drops over several months or, in some cases, years. During the recession period, the country's gross domestic product, or the value of the goods and services it produces, drastically drops. Due to inflation and high levels of unemployment less money is spent in the market.

The very word conjures images of IT experts working to keep the world wide web safe – but the truth is you can manage your own cybersecurity in simple ways every day. Learning new habits and taking advantage of state-of-the-art tools from United Community can make it easy to keep you and your accounts safe. Be informed by learning more.

Perhaps now more than ever, life is unpredictable – and so are financial markets. Rates are rising, bonds are falling, and stocks are riding a volatile roller coaster. For this reason, you may be wondering when the right time is for you to invest. It’s a complex question – and we’ve got some answers…

Understanding Credit