Who We Are

United Community Credit Union was established in 1950 to serve the financial needs of the employees of Galena Park Independent School District. Today, United Community remains a member-owned, not for profit financial cooperative now serving the East Houston community.

At United Community, we put forth every effort to enable our members to become financially self-sufficient and successful, and we place high importance on consumer education and the teaching of financial responsibility. United Community is committed to the credit union principles of “Not For Profit, Not For Charity, But For Service” and our philosophy of “People Helping People.”

Mission Statement

United Community Credit Union will be a dynamic co-operative institution, providing the highest level of products and personalized service while maintaining financial integrity and stability, thus enriching the quality of life for our members, for our Employees and for our Community.


Board of Directors

Our Board of Directors serve as a beacon of leadership for United Community. This diverse group of dedicated individuals volunteers their personal time to strengthen and enhance United Community.

Board of Directors Position Term Expiration
Wilfred Broussard, JR. Chairman 2022
Alice Adams V. Chairman 2021
Stephanie Davis Treasurer 2022
Mercedes Castillo Secretary 2023
Thomas McCullough Director 2023
Wayne Oquin Director 2023
Jackie Barnard Director 2021
Marilyn Rivas Advisory Board Member  


Executive Team

Committed to enriching your experience with United Community, our Leadership Team ensures we remain financially sound and efficiently operated while actively pursuing innovative ways to better serve our membership.

Mac McDermott President & Chief Executive Officer
Torrance Harris Chief Operations Officer 
Amber Ottele Vice President of Marketing & Business Development
Candice Soto Vice President of Accounting


Join United Community Credit Union

United Community is here to be your single source solution for all your banking needs. From checking to savings, mortgages and auto loans, investment services and financial education, we deliver exceptional member service and want to become your lifetime financial partner. By joining United Community, you will have access to everything a big bank provides, with none of the strings attached. Membership at United Community also gives you access to our team of financial experts who are here for one reason: to serve you!

Who is eligible to join?

We proudly serve all individuals who live, work, worship or attend school in the East Houston area including:
  • Galena Park
  • Jacinto City
  • Huffman
  • Humble
  • Crosby
  • North Shore
  • Highlands
  • Atascocita
  • Channelview
  • Sheldon
  • Summerwood

How Do I Join?

It’s easy.

  • Double Check Your Eligibility 
  • Find our nearest branch location
  • Stop by and remember to bring $5 for your membership share and a State Issued ID

Once your account has been opened, you are a member for life even if you change jobs, move across town or relocate out of the county. United Community members receive access to benefits such as competitive loan and deposit rates, FREE 24/7 online account access and more!

Employee Priority Program

In addition to being a community credit union, we also serve a diverse group of companies, known as Select Employee Groups’, through our complimentary Employee Priority Program.

Partnership Perks:

  • Exclusive Promotional Offers for your Team
  • Customized Payroll Deduction Options
  • Annual Employee Appreciation Event
  • On Site Presentations & Membership Drives
  • Free Educational Seminars
  • Company Event Participation

This is a no-cost way to enhance your company’s employee benefits package. Email marketing@unitedccu.com to learn more about this program or to sign your company up.

Community Giving

United Community believes giving back to the community supports the credit union philosophy of “People Helping people.” Since United Community is a not-for-profit organization, we support area service organizations through time, talents and dollars and are always looking for new ways to give back to the community.

Donation Requests

If your group, organization or event needs support, please complete the Donation Request Form below. Please note that community involvement requests should be sent four weeks prior to your event to allow adequate time for consideration. We thank you in advance for your cooperation and understanding.

Donation Request Form

Member Newsletters

Be Informed with our digitial Member Newsletter! Not receiving the newsletter? Join our email list today to receive the newsletter right into your inbox.

2020 Member Newsletters


United Community is proud to share our rich history, strong values and continued growth through our Annual Report.

IRS Form 990, most recent Financial Statement, written Board Policies (access to articles of incorporation, bylaws, rules, guidelines) and United Community CU Current Summary of Annual Audit are available upon request.

See all the Latest News


CardControl is our mobile card management application (app) for Debit & Credit cards. The app allows cardholders to control card usage, set alerts and review cardholder/transaction activity from the convenience of a smart phone.

With the CardControl app, you can save time and rest easy by controlling debit and credit cards with your phone.

Complete Card Control

  • Turn Debit/Credit Cards on or off with a swipe.
  • Set custom alerts/notifications.
  • Limit usage to specific locations or geographic areas.

Fraud Protection

  • Receive real-time alerts of card usage.
  • When card's "off," withdrawals and purchases are declined.

Monitor & Control Spending

  • Set spending limits for general use or by merchant types, such as gas, groceries, or retail stores.
  • Establish controls by location and change parameters via user's mobile device.
  • Review finances anytime, anywhere by using the CardControl app to check account balances or monitor recent card purchases, including pending transactions.

Business Use

  • Use transaction controls for merchant codes, locations, transaction types and thresholds to ensure employee spending adheres to company policies.


Download the CardControl App Today. 
Search: UCCU CardControl 

Need Enrollment help? Check out our CardControl Member Guide.

Member Auto Center

Everyone knows that buying a car can be costly and frustrating if you don't have all the facts. At United Community, we make it easy to get all information you need. Our goal is to save you time and money with all of your auto needs and that’s why we’ve partnered with Member Auto Center to offer an exciting solution for your auto buying needs.

Below are just a few of the many features ready for you:

  • New & Pre-Owned Inventory
  • Exclusive Rate Discount
  • Estimated Trade-In Value
  • Loan Calculators
  • Preferred Dealers
  • Car Buying Advice

Find Your New CaR Today

Credit Sense

Free Credit Scores & Monitoring 

Available to you through online and mobile banking, Credit Sense is a free service offered to help you understand your current credit score, give access to your full credit report, provide credit monitoring alerts, show you how you can improve it and see ways you can save money on new and existing loans with us.

Want to learn more? See a list of frequently asked questions here: Credit Sense FAQ 

Organization Information


Request Information

Supporting documentation, such as event flyers, is required for all request. Please note that community involvement requests should be sent four weeks prior to your event to allow adequate time for consideration and may require supporting documentation. Please send supporting documentation to marketing@unitedccu.com.
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