An Enhancement to Your Rewards Checking Account
Dear Valued Member,
We’re enhancing your Rewards Checking Account to offer more opportunities to earn rewards. Effective September 1, 2026, the monthly qualification requirements, qualifying balance, and rewards structure will change.
3.00% APY Tier
The monthly debit card transaction requirement will increase from 12 to 15 transactions. When the monthly qualifications are met, you can earn 3.00% APY on balances up to $15,000, an increase from the current qualifying balance limit.
NEW! 5.00% APY Tier
You can earn 5.00% APY on balances up to $15,000 when you complete at least 25 debit card transactions during the monthly qualification cycle and maintain a qualifying loan with United Community Credit Union.
Our Monthly Qualification Cycle is the same as our Statement Cycle and follows the full calendar month. Qualifying transactions and activities must post and settle to your United Rewards Checking account during the applicable monthly cycle.
There is no need to open a new account, and your account number will remain the same. Simply continue using your UCCU debit card and make sure you meet all applicable requirements during each monthly qualification cycle.
We encourage you to review the updated qualifications so you can continue to make the most of your United Rewards Checking account.
Have questions? Contact us at 713.674.5778, visit unitedccu.com, or stop by any UCCU branch. We’re always happy to help.
Thank you for being a valued member of United Community Credit Union!
Mac McDermott
President & CEO
United Community Credit Union
#BeUnited
Rewards Checking Account Truth In Savings Disclosure