Personal Loans

Low rates on personal loans to help you do more!

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A United Community Credit Union Signature Loan offers great rates and flexible terms, so you get the cash you need affordably. Because it’s a loan with a fixed rate, you’ll have predictable payments that you can count on to stay the same throughout your loan term.

We work with you to customize a loan that works for you and your budget and gives you the cash you need for a variety of expenses and goals:

  • Holiday expenses, like gifts and travel
  • Debt consolidation
  • Furniture or appliance purchases
  • Tax payments
  • Vacations
  • Home or vehicle repairs
  • Medical expenses and more!


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United Community Credit Union contact information, call us at 713-674-5778. Physical location for business, 13700 E. Sam Houston Pkwy N Houston, TX 77044. Federally Insured by NCUA, National Credit Union Administration. Personal loans disclosure: Rates for personal loans provided by United Community Credit Union range from 7.69% to a maximum no greater than 18.00% APR. The maximum APR of 18.00% includes interest rate plus fees and other costs for a year and is calculated consistently with local law. The minimum period for repayment is 12 month (365 days), the maximum period for repayment is 60 months. For example, the total amount paid on a United Community Credit Union personal loan of $10,000 with a 48-month repayment period, $0 in all applicable fees, and a 7.69% APR would be $11,645.15. The borrower will receive $10,000 at the time of loan funding and will make 48 monthly payments of $242.48.

United Community’s Shared Secured loan provides the flexibility to borrow against your deposit balance. Choosing one of our secured options will allow you to:

  • Save with a lower loan rate! A cheaper rate will result in a lower total amount of interest paid over the life of the loan.
  • Create an instant savings plan! You can continue to earn dividends on your savings balance while you pay down your loan balance.
  • Rebuild your credit. By using your savings as collateral, you can begin to improve your credit score making on-time monthly loan payments.

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