More Than a Credit Score Auto Promotion

At United Community, we’re committed to being there every step of the way. From establishing credit to rebuilding credit – we’re here to help because we know you’re more than a score.

Our non-traditional approach to lending allows us to look beyond credit score to learn about character to offer safe, secure auto loans with low, fixed rates and manageable payments.

We've got the low rates & cash back, all we're waiting on is YOU! 


Anyone who lives, works, worships or attends school in the East Houston community is eligible to join UCCU. A $5 savings account establishes your membership. With Approved Credit. *APR = Annual Percentage Rate. Lowest rate of 2.49% is available for auto loan terms up to 48 months. Lowest rate of 2.49% for up to 48 months is $21.91 per thousand and highest rate of 17.24% APR for up to 72 months is $22.38 per thousand. No additional discounts available. Certain credit criteria applies for lowest advertised rate. Other terms and rates available. Applicant must be in good standing to qualify. Qualifying UCCU loan criteria, including term and financing limits, applies for all loans. Skip-A-Payment fee applies each time loan the loan payment is skipped. Loans must be closed at a UCCU branch location for cash back offer. $150 Cash Back will be deposited into member’s primary savings within 48 hours of loan closing. Offer ends August 31, 2019. Loan must be funded within 5 days of the promotional end date. Rates subject to change without notice. UCCU reserves the right to discontinue promotions without notice at any time for any reason. This offer excludes existing UCCU loans and cannot be combined with any other offer.