Half the Rate, Double the Savings

You deserve HALF OFF! United Community Credit Union is cutting interest rates in HALF. Refinance your current loan with us and watch your rate drop. With affordable extended warranties, GAP insurance and credit protection policies available to you, you can walk away knowing your vehicle is protected.

  • Rates as low as 2.74% APR
  • 90 Days No Payments
  • 100% Financing Available 
  • Instant Savings Up to 5% APR*
  • Skip-A-Payment Twice a Year 

Apply Online Today!

United Community Credit Union is federally insured by the National Credit Union Administration (NCUA) and is an Equal Opportunity Lender. Anyone who lives, works, worships or attends school in the East Houston community is eligible to join United Community. A $5 savings account establishes your membership. With Approved Credit. APR = Annual Percentage Rate. Max rate discount is 5% APR. Minimum loan rate offered is 2.74% APR, regardless of current loan rate. Lowest rate of 2.74% APR for up to 48 months is $23.88 per thousand and highest rate of 17.99% APR for a term of 72 months is $25.74 per thousand. No additional discounts available. Certain credit criteria applies for lowest advertised rate. Proof of current interest rate may be required. Other terms and rates available. Applicant must be in good standing to qualify. Qualifying United Community loan criteria, including term and financing limits, applies for all loans. Skip-A-Payment fee applies each time loan payment is skipped. Loan interest will continue to accrue during the 90-day deferment period. Offer ends September 30, 2022. Loan must be funded within 5 days of the promotional end date. Rates subject to change without notice. United Community reserves the right to discontinue this promotion at any time for any reason. This offer excludes existing United Community loans and cannot be combined with any other offer. Applicant must be able to show proof of promotion offer.