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Savings
Options |
UCCU makes saving for your future is easy. We offer a variety
of savings options to choose from.
A minimum $5.00 deposit to this account gets you started
as an UCCU member. Members that maintain a minimum $300.00
balance also earn interest on their savings.
Our Christmas Club Account is a great way to save for the
holidays.
- No minimum opening balance
- No minimum balance to maintain
- No monthly service charge
Interest is compounded on your average daily balance credited
quarterly*
*Minimum $300.00 average daily balance required
to earn interest. Accrued interest will not be paid when
account is closed. Funds on deposit in the Christmas Club
Account can not be used as collateral on a loan or for overdraft
protection. No ATM or debit card transactions are permitted
on this account.
Our Certificates of Deposit offers you a higher rate of
return than a regular savings account. With a minimum deposit
of $1,000, choose terms from 6 to 36 months.
- Our competitive rates are reviewed weekly, based upon
Treasury Bill rates and money market conditions.
- Interest compounds daily and is paid quarterly or at
maturity to your certificate of deposit, savings or checking
account.
There is a penalty for early withdrawal of funds.
Certificates of deposits maybe used as collateral for credit
union loans preventing you from withdrawing your invested
funds.
Certificates of Deposit IRA (Traditional IRA)
- 1,000.00 Minimum deposit to open
- Dividends are compounded quarterly
There is a penalty for early withdrawal of funds.
Savings IRA ( Traditional, Roth, Cloverdale)
- No Minimum Opening Balance
- Dividends are compounded quarterly paid quarterly
- Monthly deposits can be made through payroll deduction,
direct deposit or through the teller.
Our policy is to allow you to withdraw funds you deposit
in your account on the same business day as we receive your
deposit. However, In some cases, we may delay your ability
to withdraw funds beyond the same business day. Then, the
funds will generally be available by the fifth business
day after the day of deposit. In some cases, funds may not
be available until the eleventh business day.
Click Here For Current
Rates
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