Because United Community Credit Union is a "not for profit" financial cooperative, we offer loans for any worthy purpose at rates substantially less than other financial institutions or finance companies. Before borrowing, always see your Credit Union FIRST!
You'll find that borrowing from UCCU is simple and
convenient. Our rates are competitive with other financial
institutions, we have fewer restrictions, and our loan
policies are more flexible. For example, you may join
the credit union and apply for a loan on the very same
day, and you can prepay your loan without incurring
a penalty. Our loans are made in accordance with established
lending policies and are granted based on your credit
history, collateral and ability to repay. Click Here
For Current Rates
You can borrow for just about any purchase or need, including new and used vehicles, home equity, furniture, appliances, personal computers, bill consolidation, medical expenses, emergencies, IRS payments, vacations and recreational equipment.
In addition to collateral-secured loans, the credit union makes Share-Secured, Term Share Account-Secured and Signature Loans. You can apply on-line 24 hours a day.
You can choose from a number of convenient loan payment options. Payments can be made in person at any UCCU location, as well as by mail, direct deposit, payroll deduction, or automatic deduction from your checking or savings.
Two types of Loan Protection Insurance are available
to protect you and your family in the event of a tragedy.
If you die or become disabled by sickness or accident,
Credit Life or Credit Disability can make payments to
reduce or pay off your loan. Coverage is available at
reasonable rates for conventional and open-ended loans.
Premiums are added to your loan payments. For information
regarding coverage on a new or existing loan, check with
your nearest UCCU location. Click
Here To Apply Online
Enterprise Car Sales
United Community Credit Union
has partnered with Enterprise Car Sales to offer UCCU
members great deals and special pricing on pre-owned
quality vehicles! Click
Here For Details!