Loan Services

UCCU Offers:

  • Automobile Loans
  • Payment Shaver/Balloon Auto Financing
  • Personal Computer Loans
  • Boat, Motor and Trailer Loans
  • Motor Home and Travel Trailer Loans
  • Mortgage Loans
  • Home Equity Loans

Because United Community Credit Union is a "not for profit" financial cooperative, we offer loans for any worthy purpose at rates substantially less than other financial institutions or finance companies. Before borrowing, always see your Credit Union FIRST!

You'll find that borrowing from UCCU is simple and convenient. Our rates are competitive with other financial institutions, we have fewer restrictions, and our loan policies are more flexible. For example, you may join the credit union and apply for a loan on the very same day, and you can prepay your loan without incurring a penalty. Our loans are made in accordance with established lending policies and are granted based on your credit history, collateral and ability to repay. Click Here For Current Rates

You can borrow for just about any purchase or need, including new and used vehicles, home equity, furniture, appliances, personal computers, bill consolidation, medical expenses, emergencies, IRS payments, vacations and recreational equipment.

In addition to collateral-secured loans, the credit union makes Share-Secured, Term Share Account-Secured and Signature Loans. You can apply on-line 24 hours a day.

You can choose from a number of convenient loan payment options. Payments can be made in person at any UCCU location, as well as by mail, direct deposit, payroll deduction, or automatic deduction from your checking or savings.

Two types of Loan Protection Insurance are available to protect you and your family in the event of a tragedy. If you die or become disabled by sickness or accident, Credit Life or Credit Disability can make payments to reduce or pay off your loan. Coverage is available at reasonable rates for conventional and open-ended loans. Premiums are added to your loan payments. For information regarding coverage on a new or existing loan, check with your nearest UCCU location.  Click Here To Apply Online

Enterprise Car Sales

United Community Credit Union has partnered with Enterprise Car Sales to offer UCCU members great deals and special pricing on pre-owned quality vehicles! Click Here For Details!

E-Loan Application
Online Loan Payments
Apply For A Mortgage Loan
Auto Search Assistance
NADA Vehicle Pricing
Credit Counseling Services
This credit union is federally insured by the National Credit Union Administration.
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