Business Services

Introducing United Community’s Better Business Checking account. This account is designed to offer small business owners a financial tool that is easier to manage than competitors commercial checking accounts. With a low minimum opening deposit of $150 and no maintenance fees if your balance remains above $1,000, this convenient new account allows you to spend more time on the important things.

Interest Bearing Accounts

Certificates of Deposit may be established if Better Business account holders wish to explore interest-bearing account options. Certificates of Deposit can be opened with a minimum deposit of only $1,000 and offer competitive interest rates that are substantially higher that basic savings rates. Speak to a credit union representative or view our current rates online.

Check Imaging Service

With your Better Business Checking account, you have unlimited check writing authority with no per-check charges. And, you’ll receive FREE access to images of your checks with your FREE monthly e-statements.

Free VISA Debit Card

There are never any charges when you use your United Community VISA debit card at a United Community ATM. Your VISA debit card can also be used for point-of-sale purchases anywhere VISA is accepted.

Visa Platinum Credit Card

VISA Credit Cards are available upon request. Speak to a loan specialist for complete details.

24-Hour Account Access

Access your United Community account at your convenience using the following convenient services:

24-Hour Telephone Banking - This convenient FREE service is accessed by calling (713) 674-5778. It’s a secure, convenient way to check balances, transfer funds between accounts, and more!

Internet Home Banking - Manage your account online at from anywhere the internet is available. Home Banking gives you access to many convenient account features, such as online transfers, check imaging, complimentary e-statements, our free bill payer service and more.

Activity Charges

All activity charges for the services below will be posted to your account as they are assessed. Not all activity charges apply to all accounts. Please see our current fee schedule for applicable charges.

  • Excessive Transaction Fee*
  • Foreign ATM Transaction
  • Incoming Wire Transfer
  • Item Return
  • Transaction Correction Fee
  • Stop Payment
  • Outgoing Wire Transfer
  • Monthly Maintenance* (waived for the first 60 days)

*These are not applicable for business savings accounts. Excessive Transaction fee is waived if monthly transaction volume is 50 items or less. Monthly maintenance fee only charged is the account balance falls below $1,000.

Join our Employee Priority Program

If your company is not currently offering credit union membership as part of your employee benefit package, contact our marketing department for a Select Employee Group application. Credit Union membership is one of the greatest employee benefits, and best of all, it’s at no cost to you.

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This credit union is federally insured by the National Credit Union Administration.
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