Loan Services

You'll find that borrowing from UCCU is simple and convenient. Our rates are competitive with other financial institutions, we have fewer restrictions, and our loan policies are more flexible. For example, you may join the credit union and apply for a loan on the very same day, and you can prepay your loan without incurring a penalty. Our loans are made in accordance with established lending policies and are granted based on your credit history, collateral and ability to repay.

You can borrow for just about any purchase or need, including new and used vehicles, home equity, furniture, appliances, personal computers, bill consolidation, medical expenses, emergencies, IRS payments, vacations and recreational equipment.
In addition to collateral-secured loans, the credit union makes Share-Secured, Term Share Account-Secured and Signature Loans. You can apply on-line 24 hours a day.

You can choose from a number of convenient loan payment options. Payments can be made in person at any UCCU location, as well as by mail, direct deposit, payroll deduction, or automatic deduction from your checking or savings.

Two types of Loan Protection Insurance are available to protect you and your family in the event of a tragedy. If you die or become disabled by sickness or accident, Credit Life or Credit Disability can make payments to reduce or pay off your loan. Coverage is available at reasonable rates for conventional and open-ended loans. Premiums are added to your loan payments. For information regarding coverage on a new or existing loan, check with your nearest UCCU location.